Fees
Last Updated: July 3, 2025
The ScanPay Spend Account and Spend Card are built for small business owners who expect straightforward, transparent pricing with no hidden charges. Below is a full breakdown of applicable fees.
Legal Disclosures
1. ATM Access: The ScanPay Spend Card is not enabled for ATM cash withdrawals or balance inquiries.
2. ACH Transfers (Outgoing): There is no fee for standard ACH transfers initiated from your Spend Account to any U.S. bank.
3. ACH Transfers (Incoming): Standard incoming ACH debits and credits are free of charge.
4. Domestic Wire Transfers: A $15 fee applies to each outgoing domestic wire. Incoming wires are free.
5. Foreign Transaction Fee: A 1% fee applies to transactions processed outside of the United States or in a currency other than U.S. dollars.
Important Information
ScanPay partners with Stripe Payments Company for money transmission services and account services with funds held at Firth Third Bank N.A., Member FDIC. ScanPay Visa® Commercial cards are powered by Stripe and issued by Celtic Bank.Use of the Spend Card is subject to the Cardholder Terms, Bank Terms, and Program Disclosures.
1. ATM Access: The ScanPay Spend Card is not enabled for ATM cash withdrawals or balance inquiries.
2. ACH Transfers (Outgoing): There is no fee for standard ACH transfers initiated from your Spend Account to any U.S. bank.
3. ACH Transfers (Incoming): Standard incoming ACH debits and credits are free of charge.
4. Domestic Wire Transfers: A $15 fee applies to each outgoing domestic wire. Incoming wires are free.
5. Foreign Transaction Fee: A 1% fee applies to transactions processed outside of the United States or in a currency other than U.S. dollars.
Important Information
ScanPay partners with Stripe Payments Company for money transmission services and account services with funds held at Firth Third Bank N.A., Member FDIC. ScanPay Visa® Commercial cards are powered by Stripe and issued by Celtic Bank.Use of the Spend Card is subject to the Cardholder Terms, Bank Terms, and Program Disclosures.
